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Tuesday, September 28, 2021

Thanks to healthier lifestyles and advances in modern medicine, the worldwide population over age 65 is growing. In the past decade, the population of Americans aged 65 and older has grown 35%, and is expected to reach 94.7 million in...

Monday, August 30, 2021

In a recent survey, 68% of current workers stated they plan to work for pay after retiring.1 And that possibility raises an interesting question: how will working affect Social Security benefits? The answer to that question requires an...

Thursday, July 29, 2021

Key Take Aways Meme stock frenzy has once again taken hold of investors in 2021. While meme stocks have generated supersized returns, it has done so with supersized risk as well. Despite the sharp rise and possible eventual fall n meme...

Wednesday, July 21, 2021

Want to give your child or grandchild a financial head start? A Roth IRA might be a choice to consider. Read on to learn more about how doing this may benefit both of you. Rules for setting up a Roth IRA. If your teen has an earned...

Friday, June 25, 2021

Investment firms have a client service feature that may be a benefit to certain investors. They will ask you whether you would like to provide the name and information of a trusted contact.1 You do not have to supply this information,...

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Friday, June 4, 2021

Being the victim of fraud can be devastating. When it comes to protecting credit, most people only consider taking precautions for adults. But many victims of identity theft crimes are children. Why? Their credit typically goes...

Wednesday, April 7, 2021

Important Birthdays Over 50 Most children stop being “and-a-half” somewhere around age 12. Kids add “and-a-half“ to make sure everyone knows they’re closer to the next age than the last. When you are older...

Tuesday, December 15, 2020

Debt Stress The average American owes $51,900 in debt. Of that $51,900, $35,660 is from mortgage debt, $5,610 is from student loans, and $4,760 is from auto loans.1 Little wonder that money worries can be a major cause of stress. The...

Thursday, December 10, 2020

New retirees sometimes worry that they are spending too much, too soon. Should they scale back? Are they at risk of outliving their money? This concern may be legitimate. Some households "live it up" and spend more than they anticipate...

Friday, November 13, 2020

Breaking down the basics. Whether your 65th birthday is on the horizon or decades away, understanding the different parts of Medicare is critical, as this government-sponsored program may play a role in your future health care...

Monday, July 20, 2020

In this episode, Jason Tabor, CFP® discusses Socially Responsible Investing. LISTEN NOW Jason meets with clients in the Oneonta and Cooperstown offices. To schedule an introductory conversation in the Oneonta office please call...

Tuesday, February 18, 2020

New fiduciary rules have made the 401(k) space increasingly intimidating for advisors. Recently, Tunia Mycyk, Director at AssetMark Retirement Services, spoke with several 401(k) adopters to discuss how they have overcome this obstacle...

Friday, January 31, 2020

Tette, Ingersoll & Co. CPAs, PC, a division of Allied Financial Partners, is pleased to announce its merger with Richard A Romer, CPA LLC, in order to grow its services and capabilities. Richard A Romer has over 50 years of experience...

Thursday, January 30, 2020

The partners of Allied Financial Partners are pleased to announce the promotions of four dedicated employees. Tette, Ingersoll & Co., CPAs, PC, the accounting division of Allied Financial Partners, promoted Justin Bentley, CPA to...

Tuesday, January 28, 2020

The partners of Allied Financial Partners are pleased to welcome Sarah Gordnier who joins the administrative team working out of both the Rochester and Victor office locations. Gordnier holds a Bachelor of Science in Sociology from...

Wednesday, December 11, 2019

Mental Benefits Working during retirement helps maintain mental agility as you learn new skills. Staying engaged in work helps build "mental muscle," which can lessen the risk of developing dementia and Alzheimers and ward of the signs...

Tuesday, October 8, 2019

If your family relies on your income, it’s critical to consider having enough life insurance to provide for them after you pass away. But too often, life insurance is an overlooked aspect of personal finances. In fact, according...

Friday, August 9, 2019

The Farm Laborers Fair Labor Practices Act was signed into law in New York State by Gov. Cuomo on July 17, and no matter how you feel about the changes enacted, the time to prepare for its January 1, 2020 effective date is now. While...

Thursday, July 11, 2019

Traditional IRAs, which were created in 1974, are owned by roughly 35.1 million U.S. households. And Roth IRAs, created as part of the Taxpayer Relief Act in 1997, are owned by nearly 24.9 million households.1 Both are IRAs. And yet...

Monday, July 1, 2019

Itʼs been a little while, but if youʼve been reading along with the last few newsletters you know that we set out to cover three important basic financial concepts. Thus far, we discussed ʻsimple versus compound interestʼ and...

Saturday, December 15, 2018

It’s been a challenging few months in the domestic securities markets, it’s been worse abroad. We can all debate about the genesis of this turmoil, but that’s not the intent of this commentary. Instead, it’s...

Friday, December 14, 2018

For employers, differentiating the relationship between a 1099 Independent Contractor and an employee can be challenging. This is most commonly due to employers misunderstanding the difference between the two. Whether the relationship...

Wednesday, October 17, 2018

Not long ago, I attended an investment conference where Dr. David Kelly, the Chief Global Strategist and head of the Global Market Insights Strategy Team for JP Morgan was speaking. He provided some truly insightful thoughts –...

Monday, August 20, 2018

Under the new tax law, starting in 2018, many people will be able to take advantage of the increased standard deduction instead of itemizing their state and local taxes, mortgage interest, donations, etc. What if you are a borderline...

Friday, June 15, 2018

You’ve heard the saying “save early, save often.” Sure, it’s a cliché, but like many clichés it is borne of real world experiences. In this article, I’d like to explore WHY saving early and...

Wednesday, May 9, 2018

In December 2017, the President signed into law the Tax Cuts and Jobs Act (“Tax Act” or “Act”), which introduces the most significant changes to the U.S. tax system since 1986. With a few exceptions, the tax...

Thursday, February 8, 2018

For Year Ends Beginning After December 15, 2017 ASU 2016-14: Not-for-Profit Entities In August, 2016, the Financial Accounting Standards Board issued Accounting Standards Update (ASU) 2016-14, affecting accounting and related financial...